Investing with Utmost wealth solutions
As your client’s financial goals change throughout their lifetime, you’re expected to make the most of their investments along the way. That’s where we come in.
Through Utmost you can help your clients invest from established, tax-efficient jurisdictions of the Isle of Man and Ireland. So whether they want to preserve their wealth, or pass it on to future generations – we’re here to help. International investing you can trust.
To make sure your clients get an investment that’s right for them, you can help them:
- Defer tax on any investment growth until a convenient time
- Choose from thousands of funds
- Switch funds to respond to market changes
- Use an investment platform
- Access expert investment management by using a discretionary manager
- Combine the bond with a trust for inheritance planning
- Set the balance between initial and ongoing charges through our Flex-Charge option
A Wealth of Difference
The positive difference we make to sustaining and passing on wealth.
Based on our combined wealth of expertise, experience, understanding, service excellence and technical support.
It's important that you and your clients know we're doing a good job. But you needn't just take our word for it. We're proud to have achieved the following awards and ratings in recognition of the work we do.
INTERNATIONAL INVESTMENT AWARDS 2019
EXCELLENCE IN CLIENT SERVICE, INDUSTRY: REGIONAL WINNER - UK
PROFESSIONAL PARAPLANNER AWARDS 2018 & 2019
BEST OFFSHORE PRODUCT PROVIDER
international investment - INTERNATIONAL fund and product awards 2018
BEST INTERNATIONAL TRUST AND ESTATE PLANNING PRODUCT - ESTATE PLANNING BOND
INTERNATIONAL ADVISER LIFE AWARDS 2017
BEST TRUST/ESTATE PLANNING PRODUCT (UK) - ESTATE PLANNING BOND
INTERNATIONAL ADVISER LIFE AWARDS 2016
- BEST SINGLE PREMIUM INVESTMENT BOND (UK) - EVOLUTION
- BEST SINGLE PREMIUM INVESTMENT BOND (UK) - DELEGATION
- BEST TRUST/ESTATE PLANNING PRODUCT (UK) - ESTATE PLANNING BOND
DEFAQTO SERVICE RATING 2019
UTMOST WEALTH SOLUTIONS (ISLE OF MAN AND DUBLIN BUSINESSES) OFFERS AN EXCELLENT LEVEL OF SERVICE FOR INVESTMENT BOND SERVICE AS REFLECTED BY THE DEFAQTO GOLD SERVICE RATING
DEFAQTO FIVE-STAR RATINGS
- EVOLUTION 2006 - 2019
- SELECTION 2013 - 2019
- ESTATE PLANNING BOND 2011 - 2018
Knowing how they are protected is hugely important to your clients when they invest. The financial strength of the jurisdiction and policyholder protection arrangements are two of the most important considerations.
Utmost Limited (Isle of Man) and Utmost PanEurope dac are both based in jurisdictions with good credit ratings. The Isle of Man has a Moody's credit rating of 'Aa2' with a 'stable' outlook as at 29 September 2017. Ireland has a Moody's credit rating of 'A2' with a 'stable' outlook as at 15 September 2017.
In addition, the following arrangements are in place:
Utmost Limited is covered by the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991 - under these regulations there is a scheme designed to meet up to 90% of an insolvent company's liability to its policyholders, where it cannot meet this itself. The scheme covers individual, trustee and corporate investors resident in any jurisdiction.
Unlike the Isle of Man, Ireland currently has no policyholder protection scheme for insurers. However, there is specific EU regulation covering the treatment of policyholder assets in the event of an insurer becoming insolvent.