BREXIT update. Information for policyholders and advisers October 2019


In the event of a “no-deal” Brexit, the United Kingdom will be considered to be a “third country” for the purposes of GDPR.  In order for Utmost to continue to transfer personal data to our advisers post-Brexit, we are required to implement additional measures to ensure that such transfers are undertaken in compliance with the GDPR.  These measures include the introduction and execution of Standard Contractual Clauses (“SCCs”) (as adopted by the European Commission under Commission Decision (2001/497/EC) and Commission Decision of 27 December 2004 (2004/915/EC) amending (2001/497 EC)), between Utmost as data exporter and our advisers, as data importers.

Therefore, Utmost urgently requests that all Utmost Ireland dac advisers execute the SCCs and return same by email to by close of business on Friday, 25 October 2019 (the “Deadline”). 

Should Utmost fail to receive executed SCCs from any adviser by the Deadline, it may not be in position to continue to transfer data to you after 31 October 2019. 

Please direct any queries to

We are committed to keeping our current and new clients updated on Brexit developments.

The negotiations in relation to the United Kingdom’s withdrawal from the European Union are ongoing.

The Prudential Regulation Authority and the Bank of England are working together with other European regulators to ensure that there is minimal disruption to policyholders.

Based on our current understanding we will continue to service you and all our policyholders and claimants as normal in the event of a ‘no-deal” Brexit.

The Isle of Man has signed an agreement with the UK that preserves free trade between the UK and the British Crown Dependencies and thus the position in respect of existing and new Utmost Limited policies will remain unaltered, regardless of the Brexit outcome.

We will keep this page on our website updated and outline any contingency measures that we feel are appropriate to protect our policyholders as soon as additional information becomes available.

If you have any questions on how Brexit may affect your policy, please contact our Customer Support team by email