Retirement Planning

Barry Foster considers how clients can best plan in terms of investment selection and tax wrappers for a healthy financial retirement. Download the full article here

Clarity of Vision

Source: International Adviser UK edition. Date: 17 October 2018 Paul Thompson, Group CEO of LCCG discusses how the groups Utmost Wealth Solutions business is progressing Download the full article here

John Haley
Are you ready for the drop?

On the basis you have been able to manage Capital Gains Tax (CGT) liabilities along the way, collective investments essentially became a closer cousin of the ISA following the introduction of the dividend allowance. John Haley, Technical Sales Manager, discusses the dividend allowance drop due on the 6th April 2018 and what that means for … Continued

Simon Martin
Bonds & the Finance Bill

source: Professional Paraplanner  date: December 2017 Simon Martin, Technical Services Manager, looks at two new legislative changes, included in the Finance Bill 2017-19, affecting taxation of withdrawals from life assurance policies and permissible linked assets. Download the full article here

Mixed Wrapper Tax Strategy

source: Professional Paraplanner  date: November 2017 John Haley examines ways to maximise tax-free savings allowances in retirement Download the full article here

To CRB or not to CRB, that is the question

source: Financial Adviser, date: October 2017 Simon Martin – Technical Services Manager, looks at the benefits of writing a Capital Redemption bond policy. Download the full article here


source: Professional Paraplanner, date: September 2017 David Findlay discusses the benefits of offshore bonds when wealth and estate planning for UK-based clients. Download the full article here

Maximising Tax Free Savings Allowances In Retirement

source: Financial Adviser , date: July 2017. John Haley discusses how offshore bonds can be one of many tax wrappers that can be used as part of a wider retirement strategy. Download the full article here

Barry Foster

source: International Adviser, date: May 2017. Tax wrappers can make or break your pension pot, says Barry Foster of Utmost Wealth Solutions, and the more efficiently you invest the less you’ll need to save. Download the full article here


source: Financial Adviser, date: April 2017. In February this year the Office of Tax Simplification (OTS) released a paper discussing the current complexity of the UK tax system. For people working in tax, some of the statistics cited in this paper were quite eye watering. Download the full article here


source: International Adviser date: February 2017. The use of partial surrenders can make for a good tax-panning strategy but it is possible for disproportionate charges to occur. After an Upper Tribunal test case, HMRC is taking ‘common-sense’ steps to remedy the situation Download the full article here